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What is Asset Finance?

The information which follows is appropriate solely for the use of business borrowers.

Prudent capital investment planning is a common feature of all successful businesses. Profitability and growth are more likely when care is taken in planning capital expenditure programs.

Asset Finance can often be the most appropriate solution to fund your capital expenditure, allowing your business the opportunity of acquiring capital equipment without the burden and financial restrictions of purchasing goods outright.

A & J Business Finance Limited has a wealth of experience and has been operating in the asset finance sector for 11 years.

Cars and light commercials - from a single vehicle to an entire fleet
Trucks and Plant - from a tractor unit to an excavator
Buses and Coaches - from a minibus to a luxury coach
Production equipment - from a lathe to a printing press
Business equipment - from a photocopier to a computer network
Farming equipment - from a tractor to a harvester

Flexible funding packages are available to meet your needs, with a choice of attractive options. Please contact A & J Business Finance for a competitive indicative quote. With our knowledge and expertise we can tailor-make a facility to suit the needs of your business.

Acquiring capital equipment is a major commitment for many businesses. The way that acquisition is funded requires planning. It would make sense for businesses to look at ways of how best to fund an asset before acquiring it. This would if planned well coincide with the cash flow generated by the business.

There are a number of ways a business can fund its capital requirements, such as overdrafts, debtor finance etc. Small and medium businesses often rely on short term funding. However to grow successfully planning for the medium and long term is recommended. Two potential sources of medium term finance are Hire Purchase and Leasing.

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